TERMS & CONDITIONS

TERMS & CONDITIONS

Last Updated: 04/18/2025

Welcome to Credit Cards Direct, Inc. (“Company”, “we”, “our”, or “us”). Please read these Terms and Conditions (“Terms”) carefully before using our website: www.creditcardsdirectinc.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use this Site.

1. Overview of Services

Credit Cards Direct, Inc. provides information and access to Merchant Cash Advance (MCA) solutions and other financial services to qualifying businesses. The Site offers tools, resources, and initial contact opportunities for businesses seeking working capital.

All funding decisions are made after underwriting review and are subject to approval by our funding partners.

2. Not a Loan

Merchant Cash Advances are not loans. By submitting your information, you acknowledge that MCAs involve the sale of future receivables in exchange for immediate capital. Repayment is based on a percentage of your future revenue, and not fixed installment payments.

3. Use of the Website

You may use this Site only for lawful purposes and in accordance with these Terms. You agree not to:

Submit false or misleading business information

Attempt to gain unauthorized access to systems

Use bots, scrapers, or any automated means to access the Site

Distribute viruses or malicious code

We reserve the right to restrict or terminate access for any misuse or violation.

4. No Guarantee of Funding

Completion of our online form does not guarantee approval or receipt of funds. All approvals are subject to creditworthiness, underwriting, business revenue, and risk assessment criteria.

5. Privacy Policy

Your submission of personal or business information through the Site is governed by our Privacy Policy (link to your actual privacy policy). By using the Site, you consent to our collection, use, and sharing of data as outlined there.

6. Intellectual Property

All content on this Site—including text, logos, graphics, and downloadable material—is the property of Credit Cards Direct, Inc. and may not be copied, modified, or used without express written permission.

7. Third-Party Links

Our website may contain links to third-party sites or services. These are provided for convenience only. We are not responsible for their content, accuracy, or terms of use.

8. Disclaimer of Warranties

The Site and its content are provided “as is” and without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, secure, or error-free.

9. Limitation of Liability

To the fullest extent permitted by law, Credit Cards Direct, Inc. shall not be liable for any damages arising out of or in connection with your use of the Site, including but not limited to loss of business, revenue, or profits.

10. Indemnification

You agree to indemnify, defend, and hold harmless Credit Cards Direct, Inc., its officers, directors, and affiliates from any claims or damages resulting from your violation of these Terms or misuse of the Site.

11. Governing Law

These Terms shall be governed by the laws of the State of [Insert Your State], without regard to conflict of law principles. Any legal action must be brought exclusively in the state or federal courts located in [Insert County, State].

12. Changes to These Terms

We may update these Terms from time to time. The revised version will be posted with a new “Last Updated” date. Your continued use of the Site signifies your acceptance of the updated Terms.

13. Contact Us

If you have any questions about these Terms or our services, please contact:

Credit Cards Direct, Inc.

Email: info@creditcardsdirectinc.com

Phone: (949) 707-0294

Address: 5000 Birch St 

Suite 3000

Newport Beach Ca, 92660